Chapter 168: The Concept of the Mana Bank
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Chapter 168: The Concept of the Mana Bank
"No." Yu Sheng'an smiled. "Because the Contract Godhood is in my hands."
"Are you... His Highness Tang En?" Clairement's heart trembled, her face a mix of shock and suspicion as she tentatively asked.
"No, he's dead. He died in his Divine Palace."
Yu Sheng'an interlaced his fingers, resting his elbows on the long table. The image of Tang En before his death involuntarily surfaced in his mind, stirring a tumult of emotions.
At that time, he had desperately wanted to ask Tang En for the coordinates of his summoning.
Even if it had been a random summoning, there would have been traces to follow—or at least, a direction to pursue.
But back then, he couldn’t ask that question.
Because villains die from talking too much.
For someone like Tang En, who had stolen a godhood despite only being a Saint Magus, even a single breath of opportunity could have turned the tables.
So he couldn’t afford to take the risk.
Unfortunately, this also meant his path home had grown utterly uncertain.
Clairement watched Yu Sheng'an's reminiscing gaze, her scalp tingling with dread.
The God of Contracts, Tang En, was dead?
And the Contract Godhood was now in the hands of the Internet God? Did that mean the Internet God had killed Tang En?
The thought sent a shudder through her, leaving her at a loss for how to describe her emotions.
She felt as though she were witnessing history.
After all, in royal education, theology was a core subject.
The Keville Empire did not worship gods, but that didn’t mean they didn’t study them.
The might of the gods had long been hinted at in the understated yet weighty descriptions of their deeds.
But she never imagined that the history she knew had already been rewritten in silence.
Still, from this day forward, she too would be etched into history.
Clairement stepped out of Yu Sheng'an's private residence, lifting her chin as she surveyed the world around her. The scenery seemed utterly transformed.
An hour ago, she had been a mere mortal of flesh and blood.
An hour later, she had become a subordinate god of the Internet God.
The sheer magnitude of the shift left her trembling with excitement. From now on, she would have her place in the multiverse.
Clairement looked forward to it, swelling with pride at her new status as a subordinate god!
……
After Clairement left, Yu Sheng'an leaned back in his chair, lost in thought.
Issuing paper money wasn’t so much a regression in history as it was a supplement to the objective laws of development.
Historically, the precursor to paper money had been withdrawal certificates.
Merchants would deposit their money in banks, which would issue withdrawal certificates. These certificates allowed merchants to withdraw funds even in distant locations.
Later, people realized it was far more convenient to trade directly with the certificates, which gradually evolved into paper money.
In this process, banks discovered that printing counterfeit certificates could also function as currency—as long as they maintained a certain cash reserve. Thus, banks evolved into financial institutions.
In this sense, paper money, like virtual currency, held no intrinsic value. It merely served as a measure of value, relying on the credibility of the state or financial institutions.
At first glance, paper money seemed inferior to virtual currency in every aspect of convenience.
Especially when his Interconnected Bank wasn’t constrained by issues like theft or the costs of payment tools.
However, paper money had one feature virtual currency could never match:
Anonymity.
Virtual currency payments always left traces.
But paper money did not.
The issuance of paper money is conducive to eroding gray areas, comprehensively covering the payment sector—especially in hostile territories—and expanding the influence of the Interconnected Bank.
Most importantly, literacy rates remain a major issue not just in the Keville Empire but across the multiverse, with illiteracy exceeding 99%. This is no exaggeration.
While the Internet has spread widely in Keville, a significant portion of users only utilize basic functions like voice calls, lighting, the Music Sanctuary, and so on.
The same applies to the Interconnected Bank.
Virtual currency adoption may seem high, but in reality, it’s limited to the literate population.
In rural areas and even among the urban underclass, cash still circulates heavily.
Thus, physical currency remains necessary.
As a god, Yu Sheng’an couldn’t abandon those marginalized by technological progress, just as his birthplace wouldn’t discard cash simply because digital currency advanced.
However, retaining metal currencies comes with too many drawbacks.
On one hand, metal currencies hinder commercial transactions—especially due to their exorbitant production costs.
Wasting precious gold, silver, and copper on monetary circulation loss is also inefficient; these materials would be better allocated to industrial development.
On the other hand, pegging currency to precious metals stifles the growth of the financial industry.
Thus, Yu Sheng’an planned to gradually abolish metal currencies and replace them with paper money.
An abrupt abolition would provoke public backlash, whereas a phased transition would achieve the goal more subtly and moderately.
At this moment, Yu Sheng’an wasn’t just contemplating paper money. The payment system within the Faction System sparked an idea: Could he establish a—Mana Bank?
As everyone knows, Source Essence, mana, and Soul Power are all renewable resources.
However, limited by their storage capacity, most professionals must ignore their "auto-regeneration" once their energy is fully replenished.
Affluent mages might use special magic artifacts to store excess mana or even Soul Power for later use.
Of course, Source Essence is an exception—only gods can extract it through godhood.
Unable to contain his excitement, Yu Sheng’an rose from his high-backed chair and paced the conference room in deep thought.
If he built a "cloud storage" platform via the Internet, what would that mean?
It would mean significantly stronger retention among his high-end users;
It would mean he’d indirectly control this vast reserve of mana;
It would mean constructing the multiverse’s largest energy-sharing system!
With this energy-sharing system, magic across the multiverse would inevitably experience an explosive boom!
For instance, the Mana Bank could serve as a mobile charging station, instantly replenishing mana for the soon-to-be-launched steam locomotives. Even non-mages could purchase mana by paying currency.
If charging stations existed, could fixed internet signage, streetlights, or even more civilian-grade magic artifacts be created using Ghosts as connectors?
Furthermore, if the Mana Bank were integrated with the portals of major cities, theoretically, anyone could access the multiverse’s most advanced transportation—provided they had enough money.
Countless ideas surged through Yu Sheng’an’s mind. He was stunned to realize that if this vision succeeded—
Through this energy-sharing system, he would further deepen his control and binding over the multiverse.
Beyond mana-sharing, a deeper thought struck him—could he also construct a Life Force Bank to indirectly erode the authority of the God of Life?
"Sigh..."
Yu Sheng'an exhaled deeply, halting further speculation. The immediate priority was constructing the Mana Bank.
"Tap, tap, tap..."
Lowering his head, Yu Sheng'an paced around the conference room, his thoughts surging and shifting unpredictably.
After a long while, an idea took shape.
He would use a fragment of his soul as a relay station, leverage the authority of Curses to build a firewall, and sign Mana-Sharing Contracts with users. By adjusting the energy differentials, mana could be output or input—operating on a principle similar to the siphon effect.
The computational power of the Prophecy Godhood would enable real-time responses to users' deposit and withdrawal requests.
With this in mind, Yu Sheng'an returned to his seat and began constructing the Mana Bank.
"No." Yu Sheng'an smiled. "Because the Contract Godhood is in my hands."
"Are you... His Highness Tang En?" Clairement's heart trembled, her face a mix of shock and suspicion as she tentatively asked.
"No, he's dead. He died in his Divine Palace."
Yu Sheng'an interlaced his fingers, resting his elbows on the long table. The image of Tang En before his death involuntarily surfaced in his mind, stirring a tumult of emotions.
At that time, he had desperately wanted to ask Tang En for the coordinates of his summoning.
Even if it had been a random summoning, there would have been traces to follow—or at least, a direction to pursue.
But back then, he couldn’t ask that question.
Because villains die from talking too much.
For someone like Tang En, who had stolen a godhood despite only being a Saint Magus, even a single breath of opportunity could have turned the tables.
So he couldn’t afford to take the risk.
Unfortunately, this also meant his path home had grown utterly uncertain.
Clairement watched Yu Sheng'an's reminiscing gaze, her scalp tingling with dread.
The God of Contracts, Tang En, was dead?
And the Contract Godhood was now in the hands of the Internet God? Did that mean the Internet God had killed Tang En?
The thought sent a shudder through her, leaving her at a loss for how to describe her emotions.
She felt as though she were witnessing history.
After all, in royal education, theology was a core subject.
The Keville Empire did not worship gods, but that didn’t mean they didn’t study them.
The might of the gods had long been hinted at in the understated yet weighty descriptions of their deeds.
But she never imagined that the history she knew had already been rewritten in silence.
Still, from this day forward, she too would be etched into history.
Clairement stepped out of Yu Sheng'an's private residence, lifting her chin as she surveyed the world around her. The scenery seemed utterly transformed.
An hour ago, she had been a mere mortal of flesh and blood.
An hour later, she had become a subordinate god of the Internet God.
The sheer magnitude of the shift left her trembling with excitement. From now on, she would have her place in the multiverse.
Clairement looked forward to it, swelling with pride at her new status as a subordinate god!
……
After Clairement left, Yu Sheng'an leaned back in his chair, lost in thought.
Issuing paper money wasn’t so much a regression in history as it was a supplement to the objective laws of development.
Historically, the precursor to paper money had been withdrawal certificates.
Merchants would deposit their money in banks, which would issue withdrawal certificates. These certificates allowed merchants to withdraw funds even in distant locations.
Later, people realized it was far more convenient to trade directly with the certificates, which gradually evolved into paper money.
In this process, banks discovered that printing counterfeit certificates could also function as currency—as long as they maintained a certain cash reserve. Thus, banks evolved into financial institutions.
In this sense, paper money, like virtual currency, held no intrinsic value. It merely served as a measure of value, relying on the credibility of the state or financial institutions.
At first glance, paper money seemed inferior to virtual currency in every aspect of convenience.
Especially when his Interconnected Bank wasn’t constrained by issues like theft or the costs of payment tools.
However, paper money had one feature virtual currency could never match:
Anonymity.
Virtual currency payments always left traces.
But paper money did not.
The issuance of paper money is conducive to eroding gray areas, comprehensively covering the payment sector—especially in hostile territories—and expanding the influence of the Interconnected Bank.
Most importantly, literacy rates remain a major issue not just in the Keville Empire but across the multiverse, with illiteracy exceeding 99%. This is no exaggeration.
While the Internet has spread widely in Keville, a significant portion of users only utilize basic functions like voice calls, lighting, the Music Sanctuary, and so on.
The same applies to the Interconnected Bank.
Virtual currency adoption may seem high, but in reality, it’s limited to the literate population.
In rural areas and even among the urban underclass, cash still circulates heavily.
Thus, physical currency remains necessary.
As a god, Yu Sheng’an couldn’t abandon those marginalized by technological progress, just as his birthplace wouldn’t discard cash simply because digital currency advanced.
However, retaining metal currencies comes with too many drawbacks.
On one hand, metal currencies hinder commercial transactions—especially due to their exorbitant production costs.
Wasting precious gold, silver, and copper on monetary circulation loss is also inefficient; these materials would be better allocated to industrial development.
On the other hand, pegging currency to precious metals stifles the growth of the financial industry.
Thus, Yu Sheng’an planned to gradually abolish metal currencies and replace them with paper money.
An abrupt abolition would provoke public backlash, whereas a phased transition would achieve the goal more subtly and moderately.
At this moment, Yu Sheng’an wasn’t just contemplating paper money. The payment system within the Faction System sparked an idea: Could he establish a—Mana Bank?
As everyone knows, Source Essence, mana, and Soul Power are all renewable resources.
However, limited by their storage capacity, most professionals must ignore their "auto-regeneration" once their energy is fully replenished.
Affluent mages might use special magic artifacts to store excess mana or even Soul Power for later use.
Of course, Source Essence is an exception—only gods can extract it through godhood.
Unable to contain his excitement, Yu Sheng’an rose from his high-backed chair and paced the conference room in deep thought.
If he built a "cloud storage" platform via the Internet, what would that mean?
It would mean significantly stronger retention among his high-end users;
It would mean he’d indirectly control this vast reserve of mana;
It would mean constructing the multiverse’s largest energy-sharing system!
With this energy-sharing system, magic across the multiverse would inevitably experience an explosive boom!
For instance, the Mana Bank could serve as a mobile charging station, instantly replenishing mana for the soon-to-be-launched steam locomotives. Even non-mages could purchase mana by paying currency.
If charging stations existed, could fixed internet signage, streetlights, or even more civilian-grade magic artifacts be created using Ghosts as connectors?
Furthermore, if the Mana Bank were integrated with the portals of major cities, theoretically, anyone could access the multiverse’s most advanced transportation—provided they had enough money.
Countless ideas surged through Yu Sheng’an’s mind. He was stunned to realize that if this vision succeeded—
Through this energy-sharing system, he would further deepen his control and binding over the multiverse.
Beyond mana-sharing, a deeper thought struck him—could he also construct a Life Force Bank to indirectly erode the authority of the God of Life?
"Sigh..."
Yu Sheng'an exhaled deeply, halting further speculation. The immediate priority was constructing the Mana Bank.
"Tap, tap, tap..."
Lowering his head, Yu Sheng'an paced around the conference room, his thoughts surging and shifting unpredictably.
After a long while, an idea took shape.
He would use a fragment of his soul as a relay station, leverage the authority of Curses to build a firewall, and sign Mana-Sharing Contracts with users. By adjusting the energy differentials, mana could be output or input—operating on a principle similar to the siphon effect.
The computational power of the Prophecy Godhood would enable real-time responses to users' deposit and withdrawal requests.
With this in mind, Yu Sheng'an returned to his seat and began constructing the Mana Bank.
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